A Planning-First Approach

Advice-only planning

Hourly rate - Ask general questions or ask about a specific project

$150/hr

Collaborative Advice-only plan - A collaborative approach to building your planning and strategies. We have 5-6 meetings over 5 months working together to determine:

  • Goals and values

  • Networth - starting point

  • Cashflow

  • Strategies and accountability

  • Progress and revision

Yes, there will be homework.

$150 - $600 / month Individual or Family plan - Pricing based on the scope of work and is determined during the intro meeting.

Traditional Approach - Assets under management

Most financial advice starts with products. I start with you.

Before we talk about investments, we’ll explore your values, your relationship with money, and what you want life to look like now and in the future. From there, we build a plan designed to move you toward your goals with clarity and confidence.

What Makes My Process Different?

Unlike most banks, robo-advisors, and insurance salespeople, I’m not starting with products; I’m building a plan built on your goals, values, and needs.


Here’s what sets this approach apart:

  • Goal-based - All strategies tie back to what you want to achieve

  • Unbiased advice - I work in your best interest, not for a commission

  • Evidence-based investing - No guesswork or flashy trends

  • Emotionally aware - We explore your mindset and emotions around money

Transparent & Flexible Fees

  • Flat-Fee Planning: For clients who want advice only, comprehensive planning - no product sales

  • Investment Management: For clients who invest over $100,000 in investable assets, comprehensive planning is included

Retirement Planning

Your comprehensive, holistic retirement plan includes:

  • Discussing how purpose, health, and social factors affect retirement

  • Answer the question: Do you have enough?

  • Show you what your retirement paycheck will look like

  • Tax-saving strategies

  • Investment portfolio review and income withdrawal strategy

  • Detailed retirement projections

  • Estate planning

  • Insurance & risk management

Financial Plan: Individual or family

A plan to build confidence in your financial future and strategies to achieve your most important goals includes:

  • Accumulation and cash flow

  • Tax-saving strategies

  • Investment portfolio review

  • Detailed retirement projections

  • Insurance & risk management